BUSINESS AND MONEY
Steve Arnett 8, Dec 7 mins
7 mins
The Ritz Herald
© Pexels

Have you ever walked into your office, full of pride, only to have something go sideways five minutes later? Maybe a server crashes. A key customer threatens to walk. A vendor backs out. It’s jarring—because you were sure everything was under control. What business doesn’t teach you is how fragile all your systems, assumptions, and skills really are—until they break.

In this blog, we will share how real trouble reveals hidden gaps, what leaders need to learn fast, and how you can use abrupt crises as a guide to what’s missing before it’s too late.

When disruption unmasks your blind spots

When a crisis hits, hidden flaws appear—outdated systems, poor communication, and slow decisions stand out fast, especially in an age shaped by AI, social media, and global disruptions.

Think of a mid‑sized company that believed its on‑premises IT systems were “good enough” until a ransomware attack shuts everything down. They scramble for backups, call in external experts, and lose days of operations. Or a brand that assumed its customer care was fine until one tweet about bad service goes viral. Suddenly, the complaint department is overwhelmed, PR is panicking, and sales stall.

These are warnings you can’t afford to ignore. When things go wrong, what you discover isn’t just the crisis—it’s the gap between what you thought you knew and what you actually need to know.

Learning before failure helps more than reacting afterward

One way to bridge those gaps is through structured education. For example, accredited online MBA programs give future leaders a chance to train in analytics, leadership, and strategic systems before they run into failure.

Southeastern Oklahoma State University, in particular, offers an excellent MBA program that’s…

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© Christina Morillo
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Supply-side platforms have undergone fundamental changes since their emergence in the late 2000s. What began as basic ad-serving technology has evolved into a sophisticated infrastructure that handles billions of transactions daily. Understanding this evolution helps publishers and ad tech professionals anticipate future developments and make informed decisions about their monetization strategies.

Early Supply-Side Platform Development and Market Formation

The first SSPs appeared around 2007-2008 as publishers sought alternatives to direct sales and ad networks. These early platforms offered basic inventory management and yield optimization through simple waterfall setups. Publishers connected their remnant inventory to multiple ad networks, and the platform would query each network sequentially until finding a buyer willing to meet the publisher’s price floor.

Right Media pioneered many concepts that later became standard in SSP advertising infrastructure. The company created one of the first real-time bidding exchanges where publishers could sell impressions through automated auctions. Yahoo acquired Right Media in 2007, recognizing that automated ad selling would eventually dominate the industry. This acquisition validated the business model and sparked investment in competing platforms.

Early platforms struggled with technical limitations that seem primitive by today’s standards. Auction latency often exceeded several seconds, making real-time bidding impractical for many use cases. Data processing capabilities…

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© Carlos Muza
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High-net-worth individuals face increasingly complex financial decisions. Choosing the right Certified Private Wealth Advisor® can make all the difference.

Selecting a Certified Private Wealth Advisor® (CPWA®) is one of the most consequential financial decisions a high-net-worth individual can make. These advisors are trained to navigate the unique challenges that come with significant assets—including advanced tax strategy, estate planning, risk management, and long-term legacy building—making their role far more comprehensive than that of a traditional financial planner.

According to Jonathan Amoia, before meeting with potential advisors, it is important to have a clear understanding of your own financial goals. Some individuals are preparing for a major liquidity event or business exit, while others are focused on structuring multi-generational wealth, minimizing long-term taxes, or building a philanthropic legacy. Having clarity around your priorities makes it significantly easier to identify an advisor whose expertise aligns with your needs.

While all CPWA® professionals share the same certification, their backgrounds, specializations, and client experience can vary widely. When speaking with a prospective advisor, it helps to understand the types of clients they typically serve and whether they have experience handling situations similar to yours. You should feel confident that the advisor not only understands complex wealth…

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Ahead of the Curve: How Mark Obenstine Identifies Class Action Trends Before They Break
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© Nathan Levinson

As rising rents, low vacancy rates, and record population growth continue to shape Canada’s housing market, professional property management firms are becoming central to maintaining order in an increasingly complex system.

Among them, Royal York Property Management, led by Nathan Levinson, has grown into one of the country’s most structured and data-driven organizations. The Toronto-based company now oversees more than 25,000 rental properties across Ontario, representing approximately $10.1 billion in assets.

Its approach integrates financial oversight, tenant relations, maintenance operations, and legal compliance into one unified model, a framework that is helping professionalize Canada’s fragmented rental sector.

A Market Defined by Pressure

Canada’s rental economy has entered a period of sustained strain. The Canada Mortgage and Housing Corporation’s (CMHC) 2024 Rental Market Report recorded a 1.5 percent national vacancy rate, the lowest since 1988.

At the same time, average rents for purpose-built apartments rose 8 percent year over year, with larger urban centers such as Toronto, Vancouver, and Halifax experiencing the sharpest increases.

Population growth continues to intensify demand. Statistics Canada’s 2024 mid-year population estimates show that Canada’s population grew by more than 1.25 million people between July 2023 and July 2024, the fastest annual growth rate since 1957.

For many landlords, that rapid growth has introduced new operational risks: higher tenant turnover, greater maintenance needs, and stricter compliance requirements under provincial tenancy laws.

Professionalization as a Market Force

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