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NEWS
5 Best Ways to Save for College: Exit Rules and FAFSA Hit If Your Kid Skips College
By Michelle KellettBuilding a Wealth Management Strategy for the Long Term
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CHANGE
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Ground Zero kept its silence. The argument around it showed how far the country has drifted from the morning it is supposed to remember
A quarter century after the towers fell, the most honest thing New York did on Sept. 11 was refuse to give the microphone to anyone who wanted it.
Family members stood between the memorial pools and read 2,983 names. The list included the dead of 2001 and the six killed in the 1993 bombing. The reading took about four hours. There were seven silences this year, including a new one for people who later died from the dust. That addition is the day’s real news. The casualty count did not stop when the fires went out.
Left-leaning papers described a civic rite that still works when politicians stay quiet. Right-leaning outlets described a culture fight that arrived before the first plane time. Both were looking at the same plaza. They were not describing the same country.
The New York Times, Gothamist, CBS and Politico put the families first. They noted that a third of Americans are now too young to remember the attacks, that Yo-Yo Ma played, that firefighters came back for the 343, and that four former presidents stood without speaking. They reported that Mayor Zohran Mamdani attended even after a petition from some victims’ relatives asked him not to. They…
PUBLIC
INTEREST
U.S. Sanctions Raúl Castro Grandson and Cuban Financial, Energy Firms
Secretary of State Marco Rubio announced Sept. 3 that the United States is designating five entities and one individual tied to Cuba’s financial services, metals and mining, and energy sectors.
The list includes Fidel Ernesto Castro Calis, a grandson of Raúl Castro; Banco Exterior de Cuba; and four entities…
Hegseth Hosts Australia’s Marles at Pentagon to Mark ANZUS Milestone
Secretary of War Pete Hegseth hosted Australia’s deputy prime minister and defense minister, Richard Marles, at the Pentagon on Sept. 2 to mark the 75th anniversary of the ANZUS alliance and discuss deterrence in the Pacific.
The ANZUS Treaty, signed Sept. 1, 1951, is a security pact among Australia,…
CULTURE
NEWS
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By Sandy Di AngelisJeremy Packman: What Arts Education Gets Right About Engagement
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FINANCIAL
5 Best Ways to Save for College: Exit Rules and FAFSA Hit If Your Kid Skips College
College isn’t cheap or predictable. For 2025-26, average in-state tuition and fees run $11,950 at
Building a Wealth Management Strategy for the Long Term
A wealth management strategy is only as strong as its ability to hold up over
THIS WEEK'S HEADLINES
Treasury action under Operation Economic Outcast also hits two bank subsidiaries linked to IRGC-Qods Force transactions
The Treasury Department on Sept. 4 designated Türkiye-based Golden Global Bank and two subsidiaries, saying the institution gave Iran a channel into the international banking system.
The Office of Foreign Assets Control listed Golden Global Yatirim Bankasi Anonim Sirketi, plus Golden Global Varlik Kiralama Anonim Sirketi and Golden Global Portfoy Yonetimi Anonim Sirketi. Treasury said the bank handled tens of millions of dollars in transactions for the Islamic Revolutionary Guard Corps-Qods Force and offered correspondent services that helped move funds abroad.
The designations were made under Executive Order 13902, which targets Iran’s financial sector. They are part of Operation Economic Outcast, a campaign Treasury announced in late August to cut remaining revenue routes used by the Iranian government.
“Financial institutions continue to find out the hard way that we are serious about Operation Economic Outcast,” said Secretary of the Treasury Scott Bessent. “While we hope no more banks will need to be sanctioned, that ultimately depends on how quickly the international community comes to its senses and ceases support of the murderous Iranian regime. We know who you are, we know where you are, and we will continue to take action together with our allies and partners until we have buried the head of the Iranian snake.”
State Department spokesman Thomas “Tommy” Pigott said the move was meant to warn banks worldwide that handling Iran-related illicit finance carries serious costs. He said Washington would keep using diplomatic and economic tools until Iran ends support for terrorism and other destabilizing activity in the region.
Treasury said Golden Global Bank was set up to help move oil-related proceeds into Türkiye and that it worked with previously sanctioned businessman Sitki…
CURRENT EDITION
MSC Shipmanagement and vessel owner plead guilty in Philadelphia to Act to Prevent Pollution from Ships violations
By Sandy Di Angelis / Associate WriterTwo international shipping companies were sentenced Aug. 28 in the Eastern District of Pennsylvania to a combined $1.75 million fine and four years of probation for concealing discharges of oily waste at sea.
MSC Shipmanagement Limited, which operates the motor vessel MSC Samira III, pleaded guilty to two counts of violating the Act to Prevent Pollution from Ships. The vessel’s owner, Hong Kong Spirit Shipping and Trading Limited, pleaded guilty to the same two counts. The conduct covered June 2024 through January 2025.
Second Engineer Mikhail Tsurikov previously pleaded guilty to an APPS violation and is scheduled to be sentenced Sept. 10.
Prosecutors said senior engine-room officers directed illegal overboard discharges of oily bilge waste and failed to record those discharges in the ship’s oil record book, as U.S. and international rules require. The crew later presented the false record book to the U.S. Coast Guard during two January 2025 calls at the Port of Philadelphia.
“Foreign vessels that enter the ports of the United States and present false documents undermine our efforts to preserve our environment and enforce the law,” said Principal Deputy Assistant Attorney General Adam Gustafson of the Energy and Natural Resources Division. “We will vigorously protect the integrity of our port state control system against actors who put profit over compliance with the law.”
“These companies repeatedly cut corners and covered it up, befouling the marine environment,” said U.S. Attorney David Metcalf for the Eastern District of Pennsylvania. “Their violations evidence both a disdain for our country’s laws and a clear case of greed….
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College isn’t cheap or predictable. For 2025-26, average in-state tuition and fees run $11,950 at public four-year schools and $45,000 at private nonprofits. Add room and board, and the total budget can swell to $30,000 to $65,000.
Yet price isn’t what keeps most parents up at night. It’s the what-if: a full-ride scholarship, an apprenticeship, or a sudden change of heart. You need a strategy that compounds tax-free and still lets you change course without penalty.
In this guide, we rank the five best ways to save for college, and show what happens if your child never sets foot on campus, so you can choose the mix that delivers growth, protects aid, and offers easy escape hatches.
Quick answer: the five best ways to save for college
Here’s the cheat sheet. The matrix compares each account on three make-or-break factors: its tax break, how the FAFSA counts it, and how easily you can pivot if college never happens.
| Rank | Account | Best for | Key federal / state tax edge | How FAFSA treats it | Simple exit if unused |
| 1 | 529 plan | A dedicated education core | Tax-free growth and qualified withdrawals; many states add a deduction or credit | Typically a parent asset when parent-owned | Change the beneficiary, roll allowable funds to the student’s Roth IRA, or match a scholarship to avoid the penalty |
| 2 | Roth IRA | Parents already on track for retirement | Contributions are always…
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