Tina Geiger 22, Jun 8 mins
8 mins
The Ritz Herald
© Target Corporation
Retailer aims to be market leader for creating and curating inclusive, sustainable brands and experiences by 2030; commits to being a net zero enterprise by 2040; and sets additional goals across its team, brand and product assortment, global supply chain, social justice, and more

Target Corporation (NYSE: TGT) today unveiled Target Forward, the company’s new sustainability strategy that puts its business to use to positively impact both people and the planet. Building on the retailer’s legacy of corporate responsibility and sustainable practices, Target Forward marks a new era in sustainability for the company, as the retailer aims to co-create an equitable and regenerative future with its guests, partners and communities.

Target Forward is anchored to the company’s purpose to help all families discover the joy of everyday life. Through Target Forward, the retailer is focused on restoring and regrowing natural systems, and ensuring its team, communities and partners around the globe can thrive.

“As a company and a member of the global community, it’s imperative for both the health of our business and of our planet that we embrace new ways to move forward,” said Brian Cornell, chairman and chief executive officer of Target. “We know sustainability is tied to business resiliency and growth, and that our size and scale can drive change that is good for all. Target Forward influences every corner of our business, deepens our collaboration with our partners and builds on our past efforts to ensure a better future for generations to come.”

Target’s Sustainability Commitments

The commitments Target is making with Target Forward work toward three critical ambitions: to design and elevate sustainable brands, innovate to eliminate waste, and accelerate opportunity and equity. Signature goals include:

  • By 2030, Target aims to be the market leader for creating and curating inclusive, sustainable brands and experiences.
  • By 2040, Target plans for 100% of its owned brand products to be designed for a circular future. Target’s teams will continue designing…






U.S. Employers Report Strongest Hiring Outlook Since 2000
The Ritz Herald

The great rehiring is beginning in the U.S. with more than 7,300 employers reporting the most optimistic outlooks since 2000 for the three months ahead, according to the latest ManpowerGroup Employment Outlook Survey (NYSE: MAN).

Employers in all 12 U.S. industries report positive outlooks, with the strongest hiring activity forecast…

Epoch Token Decentralized and Non-Profit Ecosystem Platform
The Ritz Herald

In conjunction with our solution partners within the global ecosystem of Epoch Token, we offer our potential investors, traders a strategy consisting of multiple platforms to provide more revenue, tremendous benefits, and dedicated application opportunities. With this strategy, we will offer our traders more sales, more customers, more advertising opportunities….

Home Shoppers Are Willing to Swap Short Commute Time for Affordability
The Ritz Herald

Life is beginning to return to normal throughout the U.S. with many companies announcing their return to office strategies and cities beginning to open up. However, for many 2021 home shoppers who spent the majority of 2020 confined to their homes, the COVID pandemic has influenced what they are…

ATLUXURYHOME, the Best Luxury Real Estate Agents in Greenwood Village, CO
The Ritz Herald

Luxury homeowners and buyers are highly revered in the real estate market, especially because luxury homeownership is a much wiser investment than the stock market.

Also, the status, security, and comfort attached to luxury homes enable the homeowner to enjoy a certain affluent lifestyle that is not always easily attained…

U.S. Pending Home Sales Continue to Slow, Still Up 29% From 2020
The Ritz Herald

The breakneck pace of the housing market is beginning to slow heading into June, according to a new report from Redfin, the technology-powered real estate brokerage. Leading indicators of activity are now mostly cooling off instead of continuing to heat up.

Adjusted for seasonality, home purchase…

5 mins
© Redfin
The Ritz Herald
Redfin's Homebuyer Demand Index was down 14% from its peak 9 weeks ago, and pending sales have declined 10% from their early May peak

Fierce competition continues to drive home prices up, but home tours, offers and pending sales have slowed, according to a new report from Redfin, the technology-powered real estate brokerage. New listings, a key lever for home sales growth, have held up better than pending sales and are inching up increasingly close to 2019 levels.

“Offers no longer pour in the day a home hits the market,” said Phoenix Redfin real estate agent John Biddle. “It has become more common for offers to come in at least a few days after a home is listed for sale. If this were three years ago, we’d marvel at how fast the market was, but it’s a clear slowdown from a few weeks ago. Now that things are opening up again and the summer is almost here, people have other priorities, like going on vacation. Plus, many homebuyers are frustrated and tired of competing, so they’ve stepped back—for now at least.”

“Many measures of the housing market, such as pending home sales, mortgage applications and touring activity, showed some improvement this past week following the Memorial Day slump, but don’t call it a comeback,” said Redfin Lead Economist Taylor Marr. “Seasonally…

9 mins
Tatiana Pevtsova (R) and Aleks Liubimyi (L). © ATLUXURYHOME
The Ritz Herald
A luxurious life awaits in Cherry Hill Village with ATLUXURYHOME

As real estate agents, people often ask us which suburbs have the best custom homes, public and private schools, and the lowest crime rates. They also ask us which part of the Denver metro area has a unique character and is luxurious enough to call home.

We, at ATLUXURYHOME, want to let you explore as many options for the Denver suburbs as possible, starting with Cherry Hills Village. We are the best real estate agents you will find in Cherry Hills Village, CO.

What unique characteristics does Cherry Hills Village have that attract celebrities and entrepreneurs? The ATLUXURYHOME team describes the area as follows:

This neighborhood was established in 1945. During that year, Cherry Hills Village became an established city. Now, fast forward to the present, Cherry Hills Village is a well-known, elite development in Denver’s south suburbs. It was just voted number one in Bloomberg’s ranking of America’s wealthiest neighborhoods. Moreover, its exclusive rural atmosphere and the large residential properties help to maintain its private countryside feel.

Cherry Hills Village, the second wealthiest community in the United States, has long drawn the attention of the well-off who are looking for a slice of Colorado’s natural beauty…

The Biggest Dilemma for Whistleblowers
The Ritz Herald

Having a whistleblower policy is an important part of many modern-day corporations and organizations. A whistleblower program shows commitment to developing a speak-up culture that values employees. However, despite all the prominence whistleblowing has received in the last decade, the road to disclosing the truth remains fraught with peril.


The Post-Pandemic Rebirth of Small Businesses Offers Banks Huge Opportunity
The Ritz Herald

CI&T, a leader in driving digital transformation for global brands, published (Re)open for Business, a new report examining how banks can better serve small businesses in a post-pandemic world. The research revealed that while the pandemic caused accelerated digital change in financial services, small businesses…

Lack of Available Homes for Sale Push U.S. Median Listing Price Up 15.2% Year-Over-Year
The Ritz Herald

The U.S. median home price continued its double-digit appreciation in May reaching a new an all-time high of $380,000, but in a good sign for home shoppers contending with a competitive housing market, the rate of price growth moderated for the second time in 13 months, according to the…

Ana Riley: Top Five Tips for Operations Managers
The Ritz Herald

Ana Riley is a business owner from Adelaide, South Australia. She owns a small manufacturing and importing company called Valise Designs, and believes in motivating teams and optimizing business processes.

Valise Designs customizes, designs, develops and manufactures promotional items. They also cater to the promotional and marketing needs of Australian…

Deimira Paa Baidoo on the Benefits of Keeping Customers Happy
The Ritz Herald

Treating customers well is something that pays off in the long run when you run a business.

As an entrepreneur, sales and marketing expert, Deimira Paa Baidoo is aware of the value of customer service and has taken extensive action in his own business to ensure that his customers are…

4 mins
The Ritz Herald
Customers wear face masks as a preventive measure against COVID-19 in Washington, DC on March 22, 2020. © Mandel Ngan

As soon as an ear of corn is taken off its stalk or a potato is pulled from the ground, it travels anywhere from a few miles to across continents and sometimes undergoes processes that transform it into the food we consume.

These miles and processes contribute to what’s known as the food value chain (FVC), along which, as one might expect, the value of the product increases. However, most of the research and attention thus far paid to FVCs occurs at the ends of the chain – inside the farm gate and at the consumer’s plate.

Less is understood about all of the other links in the FVC, in part due to a lack of standardized data and methods that can be applied universally. Many studies have been done on individual commodities, or in a single country, but coming up with an international method of analyzing FVCs has been elusive until now.

A team of researchers – led by Chris Barrett and Miguel Gómez, Cornell University professors in the Charles H. Dyson School of Applied Economics and Management – has developed the “Global Food Dollar” method, which distributes the consumer’s net purchasing dollar across all farm and post-farmgate activities.

“The key insight, from my perspective, is that the overwhelming majority of the value addition is happening after the farm gate,” Barrett said. “People fall into thinking of food issues as being farm issues. And farm issues are important, but they’re comparatively less important than most people realize. And they’re…


Global Spend on Financial Crime Compliance at Financial Institutions Reaches $213.9 Billion USD
LexisNexis Risk Solutions released its annual True Cost of Financial
Boston-based Fintech Company Receives Capital to Help More Small Businesses Succeed
The Ritz Herald

Forward Financing, a national provider of revenue-based financing to small businesses, announced that the company closed a $250 million credit facility led by one of the company’s current capital providers.

“This is a big win for our business and a testament to our very strong financial performance throughout this difficult…

As Online Sports Gambling Legalizes and Booms, There’s One Company Stock to Own
The Ritz Herald

Ever since the advent of the internet, online betting options have been available, be it online casinos or sports betting platforms. The possibility of making huge gains with a small amount of investment give a similar rush to riding a rollercoaster, this adrenaline rush makes gambling one of the…

Pierre Subeh Shares His Thoughts on Mentors in Business
The Ritz Herald

Have you ever thought of having a business mentor? Or perhaps do you acknowledge the role of mentor in the success of a business? For sure, business mentors are essential for guiding young entrepreneurs to maintain focus and achieve their goals. If possible, do not allow yourself to fall…

4 mins
The New York Stock Exchange (NYSE) before the Opening Bell on February 6, 2018 in New York City. © Spencer Platt
The Ritz Herald
Survey of global financial crime compliance professionals indicates increase of more than $33 billion year-over-year

LexisNexis Risk Solutions released its annual True Cost of Financial Crime Compliance Global Report. The results derived from the comprehensive survey of 1,015 financial crime compliance decision makers at financial institutions including banks as well as investment, asset management and insurance firms globally. The projected total cost of financial crime compliance across all financial institutions reached $213.9 billion in 2021, surpassing the $180.9 billion recorded in 2020. The majority of this sizeable year-over-year increase is represented by Western Europe and the United States.

The decision makers who took part in the study oversee financial crime compliance processes such as sanctions monitoring, know your customer (KYC) remediation, anti-money laundering (AML) and transaction monitoring.

Key findings from the LexisNexis Risk Solutions True Cost of Financial Crime Compliance Global Report:

  • Western Countries Continue to Spend Highest on Compliance – Western European countries and the U.S. continue to represent 82.7% of global total projected costs. Germany and the U.S. bear the bulk of cost increases at $9.6 billion and $8.8 billion respectively with Germany outsizing all other countries by a considerable amount. Mid to large financial institutions lead this growth where all regions, excluding South Africa and the Middle East, show…



As COVID-19 Recedes, Labor Shortages Return as a Key Challenge for US Companies

Richer / RH
When COVID-19 entered the US in early 2020, it struck an economy experiencing serious worker shortages, especially in blue-collar and manual services jobs. Within weeks, pandemic layoffs and restrictions sent
How Charles H. Le Remains a Successful Real Estate Broker in Beverly Hills
The Ritz Herald

Charles H. Le is a highly respected and successful real estate agent/broker since 1999 and an accomplished registered civil engineer since 1989.  He has a combined 30 years of real estate knowledge and investment experience. He has successfully served the Westside communities of Los Angeles, including Beverly Hills, Brentwood,…

Seek Hash Release Most Profitable ASIC Miners
The Ritz Herald

Seek Hash (, a team of technology leaders working relentlessly to bring the latest crypto-mining technology to the public, has just released the market’s most powerful and profitable crypto miners. The company’s product range currently comprises of BT, DBT, and GBT, three multi-algorithm miners capable…

ImpulsX — Unlocking the Possibilities of Decentralized Finance on the Eureka Network
The Ritz Herald

Blockchain technology has arguably been the highlight of the decade, since it was created in 2008 as a public decentralized ledger for the first cryptocurrency, Bitcoin. Bitcoin was created as a decentralized payments network for conducting cross-border transactions at a low cost, however, the blockchain space only gained traction…