BUSINESS AND MONEY
Fiduciary planning offers a transparent approach to managing wealth through every phase of life. From navigating investments, estate planning, or long-term financial strategies, this model ensures decisions are made in the client’s best interest at all times. At the core of fiduciary planning lies a commitment to loyalty, accountability, and providing guidance—cornerstones that not only protect assets but also honor individual values and goals. By leveraging tailored strategies, legal tools, and ongoing collaboration, fiduciaries help individuals and families build, preserve, and transfer wealth with clarity and confidence.
As Lee Generous notes, fiduciaries can serve in various roles, including financial advisors, estate planners, and trustees. Unlike non-fiduciary advisors who may recommend products based on commissions, fiduciaries must avoid conflicts of interest and disclose any potential bias. This level of accountability builds trust and helps ensure long-term financial stability. Their guidance often serves as a stabilizing force during market turbulence or life transitions.
Consider a trustee managing a family trust. Their role involves carefully overseeing distributions, managing investments, and following the legal terms of the trust document—all while keeping the beneficiaries’ needs at the forefront.
Core Values That Protect Wealth
Loyalty, transparency, and accountability form the backbone of fiduciary. A fiduciary must act solely in the client’s best interest, avoiding any action that could compromise that trust. These values help reduce unnecessary risks and promote decisions grounded in long-term success rather than short-term performance.
Clear communication about fees, services, and potential conflicts allows clients to make the right decisions. When advisors are transparent, clients gain confidence in the process and are better prepared to navigate unpredictable market conditions. A high-net-worth individual, say someone who recently sold a business, might rely…
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Federal Law Enforcement Officers Association Launches Nationwide Silent Auction to Support Families of Fallen and Wounded Officers
Supporters across the United States now have a meaningful way to contribute to the well-being
U.S. House Approves Long-Term Extension of Acute Hospital Care at Home Program, Telehealth Advocates Call for Swift Senate Action
The U.S. House of Representatives has passed the Hospital Inpatient Services Modernization Act (H.R. 4313),
Patrick Rogers on Why M&A Grows Companies Faster Than Traditional Methods
For nearly two decades, Patrick Rogers has been proving a thesis that challenges conventional wisdom: Partnerships and acquisitions grow companies much faster than traditional methods. As a Managing Partner at Elkridge Advisors, he has put this principle into practice across over $250 million in completed transactions.
The…
How Everyday Banking Habits Influence Your Financial Future
Have you ever wondered how your small daily banking choices shape your financial future? Many people think long-term financial success comes from big decisions alone. Daily habits actually play a major role in how well you manage money over time. Simple actions like checking your account, choosing how you…
Innovate and Excel: How Engineers Shape the Future Through Their Careers
Innovation drives progress in every aspect of modern life. From designing sustainable cities to developing advanced technology, professionals in technical fields push the boundaries of what’s possible. Their work builds safer structures, smarter systems, and efficient solutions that improve society. Behind every modern advancement are people who combine creativity…
How Legal Guidance Helps Families Sort Through Complex Matters
Families often reach a point where important decisions pile up faster than they can process them. Legal matters tend to bring details that are easy to overlook and emotions that rise at the worst possible time. Professional guidance gives families a structure to lean on. Instead of guessing through…
Forming an LLC in 2025? Don’t Forget the Legal Safeguards
As of 2024, there were 21.6 million LLCs in the US. A Gallagher survey found that nearly 87% of US business owners covered by insurance claimed on their policies in 2024. That’s a massive percentage of claims proving something isn’t going right with the legal safeguards. Or, maybe more…
AI-native digital bank expands European presence with Switzerland membership
The Crypto Valley Association (CVA), Switzerland’s leading blockchain and fintech ecosystem, has welcomed Buburuza, a digital-first financial platform, to its network of over 1,000 member organizations. The AI-native digital bank joins the Swiss association as it expands its European operations across multiple jurisdictions.
Buburuza operates licensed financial services across the US, EU, UK, Singapore, Canada, Hong Kong, Mexico, and Brazil, combining traditional banking infrastructure with blockchain technology and AI-powered payment optimization. The company’s admission to Crypto Valley follows its recent membership in CryptoUK, positioning the platform in two of Europe’s leading fintech and digital assets hubs.
“Switzerland represents the gold standard for digital asset regulation and banking innovation,” said Daniel Zakharov, Founder & CEO of Buburuza. “Joining Crypto Valley connects us with the world’s most forward-thinking blockchain companies and financial institutions. As we scale our AI banking platform globally, being part of the Swiss ecosystem gives us access to unparalleled expertise in compliant digital finance.”
Bridging Traditional Banking and Digital Assets
Crypto Valley Association, based in Zug, Switzerland—known globally as “Crypto Valley”—represents over 1,000 organizations spanning blockchain infrastructure, digital assets, decentralized finance, and fintech innovation. Members include major blockchain foundations, cryptocurrency exchanges, and traditional financial institutions building next-generation financial infrastructure.
Buburuza’s platform enables both…
Have you ever walked into your office, full of pride, only to have something go sideways five minutes later? Maybe a server crashes. A key customer threatens to walk. A vendor backs out. It’s jarring—because you were sure everything was under control. What business doesn’t teach you is how fragile all your systems, assumptions, and skills really are—until they break.
In this blog, we will share how real trouble reveals hidden gaps, what leaders need to learn fast, and how you can use abrupt crises as a guide to what’s missing before it’s too late.
When disruption unmasks your blind spots
When a crisis hits, hidden flaws appear—outdated systems, poor communication, and slow decisions stand out fast, especially in an age shaped by AI, social media, and global disruptions.
Think of a mid‑sized company that believed its on‑premises IT systems were “good enough” until a ransomware attack shuts everything down. They scramble for backups, call in external experts, and lose days of operations. Or a brand that assumed its customer care was fine until one tweet about bad service goes viral. Suddenly, the complaint department is overwhelmed, PR is panicking, and sales stall.
These are warnings you can’t afford to ignore. When things go…
CEO Margarita Howard’s Background Shapes HX5 Approach to Veteran Employment
Margarita Howard’s path from Air Force service member to CEO of HX5 informs how her company approaches veteran transition. As a service-disabled veteran who leads a firm working on defense and aerospace contracts, Margarita Howard understands both the skills military members bring to civilian employment and the challenges…
Avoiding Scams Targeting Older Adults: Financial Safety for Seniors
You’ve worked hard your entire life to create a stable and secure future, and safeguarding this legacy is so important. Sadly, as scammers become cleverer and more creative, they continuously find new ways to target the financial assets of older adults. Every year, millions of Americans fall victim to…
Craig Bonn Discusses Pre-IPO Investing and the New Frontier
Pre-IPO investing has emerged as a compelling avenue for those seeking early exposure to high-growth private companies before they hit the public markets. Traditionally dominated by venture capital firms and institutional players, these opportunities are now becoming more accessible to accredited individuals, thanks to changes in regulation and the…
Logan Sugarman: Treating Frontline Workers Like Consumers
As organizations adapt to meet the demands of a changing workforce, the experience of frontline employees has emerged as a major area of focus. These individuals serve as the operational backbone of many industries, yet their needs have been neglected. By borrowing insights from consumer experience strategies, companies are…
Scaling Fast? Here’s How to Grow Your Small Business Without Breaking It
When your business takes off faster than your systems can handle, it’s equal parts thrilling and terrifying. One day you’re begging for clients; the next, you’re scrambling to hire, fulfill, and deliver. Growth is beautiful chaos — but without structure, it’s just chaos.
Key Points
- Growth exposes every weak spot you’ve…
Supply-side platforms have undergone fundamental changes since their emergence in the late 2000s. What began as basic ad-serving technology has evolved into a sophisticated infrastructure that handles billions of transactions daily. Understanding this evolution helps publishers and ad tech professionals anticipate future developments and make informed decisions about their monetization strategies.
Early Supply-Side Platform Development and Market Formation
The first SSPs appeared around 2007-2008 as publishers sought alternatives to direct sales and ad networks. These early platforms offered basic inventory management and yield optimization through simple waterfall setups. Publishers connected their remnant inventory to multiple ad networks, and the platform would query each network sequentially until finding a buyer willing to meet the publisher’s price floor.
Right Media pioneered many concepts that later became standard in SSP advertising infrastructure. The company created one of the first real-time bidding exchanges where publishers could sell impressions through automated auctions. Yahoo acquired Right Media in 2007, recognizing that automated ad selling would eventually dominate the industry. This acquisition validated the business model and sparked investment in competing platforms.
Early platforms struggled with technical limitations that seem primitive by today’s standards. Auction latency often exceeded several seconds, making real-time bidding impractical for many use cases. Data processing capabilities could not handle the volume and velocity of information needed for sophisticated targeting. Publishers had to accept crude optimization algorithms that left substantial revenue on the table.
The distinction between SSPs and ad exchanges blurred during this period. Some companies positioned themselves as neutral marketplaces while others clearly favored publisher interests. This confusion eventually resolved as…
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Scaling Smart: Brandon Jones Davidson Homes Playbook for Achieving Rapid Growth in Homebuilding
As Brandon Jones Davidson Homes knows all too well, the challenges of rapid expansion introduce stretched labor forces, unpredictable material prices, and coordination issues across job sites. Without a plan, these hurdles can stall progress and strain budgets. Some regional builders have seen growth stall after trying to…
Ahead of the Curve: How Mark Obenstine Identifies Class Action Trends Before They Break
Staying ahead in class action litigation requires more than legal knowledge—it demands the ability to anticipate and act on emerging trends before they become widespread. Mark Obenstine has built his career on this principle, leveraging a unique blend of data-driven insights, legal intuition, and strategic foresight.
His work highlights…
Rushi Manche’s Tips for Building a Remote Team That Actually Works in Today’s Market
As remote work continues to expand in scope, companies are refining how they build and support dispersed teams. The benefits—lower overhead, access to global talent, and flexible schedules—are well established, but maintaining productivity and cohesion requires clever strategies. According to Rushi Manche, organizations are reevaluating their hiring practices,…
High-net-worth individuals face increasingly complex financial decisions. Choosing the right Certified Private Wealth Advisor® can make all the difference.
Selecting a Certified Private Wealth Advisor® (CPWA®) is one of the most consequential financial decisions a high-net-worth individual can make. These advisors are trained to navigate the unique challenges that come with significant assets—including advanced tax strategy, estate planning, risk management, and long-term legacy building—making their role far more comprehensive than that of a traditional financial planner.
According to Jonathan Amoia, before meeting with potential advisors, it is important to have a clear understanding of your own financial goals. Some individuals are preparing for a major liquidity event or business exit, while others are focused on structuring multi-generational wealth, minimizing long-term taxes, or building a philanthropic legacy. Having clarity around your priorities makes it significantly easier to identify an advisor whose expertise aligns with your needs.
While all CPWA® professionals share the same certification, their backgrounds, specializations, and client experience can vary widely. When speaking with a prospective advisor, it helps to understand the types of clients they typically serve and whether they have experience handling situations similar to yours. You should feel confident that the advisor not only understands complex wealth…
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Royal York Property Management and the Business of Stability in Canada’s Rental Market
G. Darrell Hulsey: Buying a Business? Read This First
Buying a business offers the advantage of stepping into an operation that already has customers, systems, and revenue in place. However, the process is far more complex than simply handing over a check. It involves strategic planning, clear goal setting, thorough research, and strong negotiation skills. As noted by…
AppraiseItNow Data Reveals: Independent Appraisals Increase Insurance Settlements by 34% on Average
Key Takeaways
- Independent appraisals increase property insurance settlements by an average of 33.87% above initial carrier offers.
- Across closed claims analyzed, policyholders recovered an additional $182,532 through the appraisal process—an average of $16,594 per claim.
- Insurance-hired appraisal firms consistently undervalued claims across all carriers examined, with undervaluation rates ranging from 9% to…
Florida’s Home Insurance Market Faces Crisis Amid Rising Hurricane Risks
Florida’s home insurance market is on the brink of collapse, with active policies plummeting 78% over the past decade. A new analysis by Deep Sky Research reveals that the state’s insurer of last resort has skyrocketed from covering just 6% of the market to a staggering 63%….